Changing the Cover: How AI Supports Mid-Term Adjustments and Endorsements for GCC Insurers

Mid-term adjustments are where accurate cover quietly turns into leakage. The challenge is not underwriting judgement but the operating model — change requests arrive as free text, must be checked against existing cover, priced consistently, and issued with the right effective date. Here is how OCR/IDP, RAG and agentic AI turn each request into a structured, checked, correctly priced endorsement draft, while people authorise every change.

This InsurTech Gulf article discusses insurance technology, underwriting operations, and market developments relevant to insurers and brokers in KSA, the wider GCC, MENA, and international markets. It is part of the site's ongoing coverage of underwriting automation, digital insurance workflows, and practical implementation trends in insurance software.