Proving the Loss: How AI Supports Business Interruption Claim Assessment for GCC Insurers

A business interruption claim asks what a business would have earned if insured damage had never happened. This article shows how OCR/IDP, RAG and agentic AI help GCC insurers read the financials, apply the policy's indemnity period and basis of cover, reconstruct the "but-for" turnover and quantify the loss line by line — while adjusters and forensic accountants decide every settlement.

This InsurTech Gulf article discusses insurance technology, underwriting operations, and market developments relevant to insurers and brokers in KSA, the wider GCC, MENA, and international markets. It is part of the site's ongoing coverage of underwriting automation, digital insurance workflows, and practical implementation trends in insurance software.