Recovering What's Owed: How AI Supports Salvage and Subrogation for GCC Insurers

Salvage and subrogation are found money that leaks after settlement — not because the law is hard, but because recovery is downstream, manual, and no one owns the tail. Here is how GCC insurers use OCR/IDP, RAG, and agentic AI to screen every settled claim for recovery potential, prioritise by net recoverable value, and pursue it to closure — while people own every decision to pursue, waive, or settle.

This InsurTech Gulf article discusses insurance technology, underwriting operations, and market developments relevant to insurers and brokers in KSA, the wider GCC, MENA, and international markets. It is part of the site's ongoing coverage of underwriting automation, digital insurance workflows, and practical implementation trends in insurance software.